Cuong Cao Insurance Agency
Welcome to
| Cuong Cao |
Phone: (510) 836-5555
Fax: (510) 836-5005
Fax: (510) 836-5005
Insurance Specialist
702 International
Blvd, Suite C
Oakland, CA 94606
Blvd, Suite C
Oakland, CA 94606
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Copyright © 2007 Cuong Cao Authorized Agent, CA License 0E27319, All rights reserved.
Short-term medical insurance is designed to offer an affordable health insurance
option for people between jobs, recent college graduates and seasonal employees.
But affordable protection goes beyond the cost of the premium; it also means a
manageable out-of-pocket amount.
.
Unlike many short-term medical plans, Secure Saver features an office visit
copay and daily maximum for out-of-pocket expenses!
.
Office visit copay: Individuals pay a $50 copay for covered office visits—the plan
takes care of the rest of the physician charge.
Daily deductible: When more extensive treatment is needed, such as surgery or
hospital confinement, your clients have the protection of a daily out-of-pocket limit
as low as $250.
.
See for yourself why so many producers are selling Secure Saver to clients in need of
temporary coverage!
.
To learn more, visit by click on >>>>
or contact your IHC Health Solutions
agent at 510-836-5555.
option for people between jobs, recent college graduates and seasonal employees.
But affordable protection goes beyond the cost of the premium; it also means a
manageable out-of-pocket amount.
.
Unlike many short-term medical plans, Secure Saver features an office visit
copay and daily maximum for out-of-pocket expenses!
.
Office visit copay: Individuals pay a $50 copay for covered office visits—the plan
takes care of the rest of the physician charge.
Daily deductible: When more extensive treatment is needed, such as surgery or
hospital confinement, your clients have the protection of a daily out-of-pocket limit
as low as $250.
.
See for yourself why so many producers are selling Secure Saver to clients in need of
temporary coverage!
.
To learn more, visit by click on >>>>
or contact your IHC Health Solutions
agent at 510-836-5555.
SHORT TERM HEALTH INSURANCE
Flexibility and choice. Our short-term medical (STM) plans give individuals and families
peace of mind knowing they will have the coverage they need in case of any catastrophic
events; while maintaining flexible coverage options and deductible choices. Plus, our
online issuance means coverage could start as soon as the next day!
• Coverage options from 30 days up to 6 or 12 months
• $2 Million lifetime maximum per covered person
• Choice of deductibles - $250, $500, $1,000, $2,500, or $5,000
• Choose any doctor or hospital
• Eligibility up to age 65
• Child-only coverage available
• Insured by Standard Security Life Insurance Company of New York
>>VIEW PLAN DETAILS BELOW
• Convenient Daily Deductible
• $50 co-pay for physician office visit
• Choose any doctor or hospital
• Choice of $250, $500, $750 and $1,000 deductibles
• $2 Million lifetime maximum per covered person
• Coverage options from 30 days up to 6 or 12 months
• Insured by Standard Security Life Insurance Company of New York
>>VIEW PLAN DETAILS BELOW
• $25 per doctor office visit (up to 4 visits per coverage period)
• Choose any doctor or hospital
• Choice of $500, $1,000, $2,500, and $5,000 deductibles
• Accept payment by: check, money order, MasterCard, Visa, Discover or automatic
monthly bank draft
>>VIEW PLAN DETAILS BELOW
• Coverage options from 12 to 36 months
• Choice of deductibles - $500, $1,000, $2,500, or $5,000
• Choose any doctor or hospital
• Eligibility up to age 65
• Child-only coverage available
• Insured by Standard Security Life Insurance Company of New York
>>VIEW PLAN DETAILS
---------------------------------------------------------------------------------------------
SECURE STM PLAN DETAILS
Short Term Major Medical Insurance
$2 Million Lifetime Maximum Per Covered Person
Just because you don't have health insurance right now doesn't mean you may not have
health problems. The Secure STM allows you and your family up to age 65 to purchase
quality, affordable major medical coverage on a temporary basis. Coverage is provided
for physician services, surgery, outpatient and inpatient care.
The Perfect Solution...
• Between health insurance plans
• College student or just graduating
• Need a COBRA alternative
• Part-time or temporary employee
• Unemployed or laid off
Special Features...
• $2 Million Lifetime Maximum Per Covered Person
• Freedom to choose any doctor or hospital
• Unlimited re-applies
• Convenient payment options
• Pay monthly up to 6 or 12 months of coverage
• Single payment discount for 30-180 days
• Lab One Select FAQ
Underwritten by: Standard Security Life Insurance Company of New York, rated A-
(Excellent) for financial condition by A.M. Best Company.
SECURE Saver STM PLAN DETAILS
Short Term Major Medical Insurance
$2 Million Lifetime Maximum Per Covered Person
Secure Saver protects you and your pocketbook! Instead of a calendar-year deductible,
this plan offers a choice of four daily maximums. Choose a daily-deductible maximum of
$250 for individual coverage and your expenses will not exceed $250 per day for any
covered expense. Plus you still have a convenient $50 co-pay for a physician office visit
charge. All other covered medical services are subject to the daily maximum.
The Perfect Solution...
• Recent college graduates
• New hires
• Exiting employees
• Part-time and temporary workers
• Those between jobs
Special Features...
• $50 co-pay for physician office visit
• Choose any doctor or hospital
• Choice of $250, $500, $750 and $1,000 deductibles
• $2 Million lifetime maximum per covered person
• Single payment discounts for 30-180 days
• Accept payment by: check, money order, MasterCard,
Visa, Discover or automatic monthly bank draft
• Lab One Select FAQ
Underwritten by: Standard Security Life Insurance Company of New York, rated A-
(Excellent) for financial condition by A.M. Best Company.
The Secure Lite STM PLAN DETAILS
Short Term Major Medical Insurance
Anytime you are without insurance, you are running a risk. You may not have a health
problem now, but insurance is for the unexpected. Secure Lite STM allows you and your
family up to age 65 to purchase affordable short-term medical coverage for physician
services, surgery, outpatient and inpatient care for a temporary period.
The Perfect Solution...
• Between health insurance plans
• College student or just graduating
• Need a COBRA alternative
• Part-time or temporary employee
• Unemployed or laid off
Special Features...
• $25 per doctor office visit (up to 4 visits per coverage period)
• Choose any doctor or hospital
• Choice of $500, $1,000, $2,500, and $5,000 deductibles
• Accept payment by: check, money order, MasterCard, Visa,
Discover or automatic monthly bank draft
• Lab One Select FAQ
Underwritten by: Standard Security Life Insurance Company of New York, rated A-
(Excellent) for financial condition by A.M. Best Company.
The Secure 12x3 STM PLAN DETAILS
Short Term Major Medical Insurance
Anytime you are without insurance, you are running a risk. You may not have a health
problem now, but insurance is for the unexpected. Secure 12x3 STM allows you and your
family up to age 65 to purchase affordable short-term medical coverage for physician
services, surgery, outpatient and inpatient care for a temporary period.
The Perfect Solution...
• Between health insurance plans
• College student or just graduating
• Need a COBRA alternative
• Part-time or temporary employee
• Unemployed or laid off
Special Features...
• Includes Rx Drug Card - up to $10 for Generic Drugs
• $25 per doctor office visit (up to 4 visits per coverage period)
• $500 Supplemental Accident Option
• Choose any doctor or hospital
• Choice of $500, $1,000, $2,500, and $5,000 deductibles
• Accept payment by: check, money order, MasterCard, Visa,
Discover or automatic monthly bank draft
• Lab One Select FAQ
BROCHURES
>>Secure 12x3 Brochure
>>State Availability Chart
>>List Bill Form
>>Secure Series Enhancements
>>Lab Card Select
>>Rates - Effective 1/1/2010 - 6/30/2010
Flexibility and choice. Our short-term medical (STM) plans give individuals and families
peace of mind knowing they will have the coverage they need in case of any catastrophic
events; while maintaining flexible coverage options and deductible choices. Plus, our
online issuance means coverage could start as soon as the next day!
• Coverage options from 30 days up to 6 or 12 months
• $2 Million lifetime maximum per covered person
• Choice of deductibles - $250, $500, $1,000, $2,500, or $5,000
• Choose any doctor or hospital
• Eligibility up to age 65
• Child-only coverage available
• Insured by Standard Security Life Insurance Company of New York
>>VIEW PLAN DETAILS BELOW
• Convenient Daily Deductible
• $50 co-pay for physician office visit
• Choose any doctor or hospital
• Choice of $250, $500, $750 and $1,000 deductibles
• $2 Million lifetime maximum per covered person
• Coverage options from 30 days up to 6 or 12 months
• Insured by Standard Security Life Insurance Company of New York
>>VIEW PLAN DETAILS BELOW
• $25 per doctor office visit (up to 4 visits per coverage period)
• Choose any doctor or hospital
• Choice of $500, $1,000, $2,500, and $5,000 deductibles
• Accept payment by: check, money order, MasterCard, Visa, Discover or automatic
monthly bank draft
>>VIEW PLAN DETAILS BELOW
• Coverage options from 12 to 36 months
• Choice of deductibles - $500, $1,000, $2,500, or $5,000
• Choose any doctor or hospital
• Eligibility up to age 65
• Child-only coverage available
• Insured by Standard Security Life Insurance Company of New York
>>VIEW PLAN DETAILS
---------------------------------------------------------------------------------------------
SECURE STM PLAN DETAILS
Short Term Major Medical Insurance
$2 Million Lifetime Maximum Per Covered Person
Just because you don't have health insurance right now doesn't mean you may not have
health problems. The Secure STM allows you and your family up to age 65 to purchase
quality, affordable major medical coverage on a temporary basis. Coverage is provided
for physician services, surgery, outpatient and inpatient care.
The Perfect Solution...
• Between health insurance plans
• College student or just graduating
• Need a COBRA alternative
• Part-time or temporary employee
• Unemployed or laid off
Special Features...
• $2 Million Lifetime Maximum Per Covered Person
• Freedom to choose any doctor or hospital
• Unlimited re-applies
• Convenient payment options
• Pay monthly up to 6 or 12 months of coverage
• Single payment discount for 30-180 days
• Lab One Select FAQ
Underwritten by: Standard Security Life Insurance Company of New York, rated A-
(Excellent) for financial condition by A.M. Best Company.
SECURE Saver STM PLAN DETAILS
Short Term Major Medical Insurance
$2 Million Lifetime Maximum Per Covered Person
Secure Saver protects you and your pocketbook! Instead of a calendar-year deductible,
this plan offers a choice of four daily maximums. Choose a daily-deductible maximum of
$250 for individual coverage and your expenses will not exceed $250 per day for any
covered expense. Plus you still have a convenient $50 co-pay for a physician office visit
charge. All other covered medical services are subject to the daily maximum.
The Perfect Solution...
• Recent college graduates
• New hires
• Exiting employees
• Part-time and temporary workers
• Those between jobs
Special Features...
• $50 co-pay for physician office visit
• Choose any doctor or hospital
• Choice of $250, $500, $750 and $1,000 deductibles
• $2 Million lifetime maximum per covered person
• Single payment discounts for 30-180 days
• Accept payment by: check, money order, MasterCard,
Visa, Discover or automatic monthly bank draft
• Lab One Select FAQ
Underwritten by: Standard Security Life Insurance Company of New York, rated A-
(Excellent) for financial condition by A.M. Best Company.
The Secure Lite STM PLAN DETAILS
Short Term Major Medical Insurance
Anytime you are without insurance, you are running a risk. You may not have a health
problem now, but insurance is for the unexpected. Secure Lite STM allows you and your
family up to age 65 to purchase affordable short-term medical coverage for physician
services, surgery, outpatient and inpatient care for a temporary period.
The Perfect Solution...
• Between health insurance plans
• College student or just graduating
• Need a COBRA alternative
• Part-time or temporary employee
• Unemployed or laid off
Special Features...
• $25 per doctor office visit (up to 4 visits per coverage period)
• Choose any doctor or hospital
• Choice of $500, $1,000, $2,500, and $5,000 deductibles
• Accept payment by: check, money order, MasterCard, Visa,
Discover or automatic monthly bank draft
• Lab One Select FAQ
Underwritten by: Standard Security Life Insurance Company of New York, rated A-
(Excellent) for financial condition by A.M. Best Company.
The Secure 12x3 STM PLAN DETAILS
Short Term Major Medical Insurance
Anytime you are without insurance, you are running a risk. You may not have a health
problem now, but insurance is for the unexpected. Secure 12x3 STM allows you and your
family up to age 65 to purchase affordable short-term medical coverage for physician
services, surgery, outpatient and inpatient care for a temporary period.
The Perfect Solution...
• Between health insurance plans
• College student or just graduating
• Need a COBRA alternative
• Part-time or temporary employee
• Unemployed or laid off
Special Features...
• Includes Rx Drug Card - up to $10 for Generic Drugs
• $25 per doctor office visit (up to 4 visits per coverage period)
• $500 Supplemental Accident Option
• Choose any doctor or hospital
• Choice of $500, $1,000, $2,500, and $5,000 deductibles
• Accept payment by: check, money order, MasterCard, Visa,
Discover or automatic monthly bank draft
• Lab One Select FAQ
BROCHURES
>>Secure 12x3 Brochure
>>State Availability Chart
>>List Bill Form
>>Secure Series Enhancements
>>Lab Card Select
>>Rates - Effective 1/1/2010 - 6/30/2010
SECURE STM
SECURE Saver STM
SECURE STM
SECURE Lite STM
SECURE 12X3 STM
