Cuong Cao Insurance Agency
Commercial
Health
SHORT TERM HEALTH INSURANCE

Flexibility and choice. Our short-term medical (STM) plans give individuals and families peace of mind
knowing they will have the coverage they need in case of any catastrophic events; while maintaining
flexible coverage options and deductible choices. Plus, our online issuance means coverage could start
as soon as the next day!
SECURE STM

•Coverage options from 30 days up to 6 or 12 months
•$2 Million lifetime maximum per covered person
•Choice of deductibles - $1,000, $2,500, or $5,000
•Choose any doctor or hospital
•Eligibility up to age 65
•Child-only coverage available
•Insured by Standard Security Life Insurance Company
of New York
>>VIEW PLAN DETAILS BELOW
SECURE Saver STM

•Convenient Daily Deductible
•Choose any doctor or hospital
•Choice of $250, $500, $750 and $1,000 deductibles
•$2 Million lifetime maximum per covered person
•Coverage options from 30 days up to 6 or 12 months
•Insured by Standard Security Life Insurance Company
of New York
>>VIEW PLAN DETAILS BELOW
SECURE Lite STM

•$25 per doctor office visit (up to 4 visits per coverage
period)
•Choose any doctor or hospital
•Choice of $500, $1,000, $2,500, and $5,000
deductibles
•Accept payment by: check, money order, MasterCard,
Visa, Discover or automatic monthly bank draft
>>VIEW PLAN DETAILS BELOW
SECURE 12x3 STM

•Coverage options from 12 to 36 months
•Choice of deductibles - $500, $1,000, $2,500, or $5,000
•Choose any doctor or hospital
•Eligibility up to age 65
•Child-only coverage available
•Insured by Standard Security Life Insurance Company
of New York
>>VIEW PLAN DETAILS BELOW
Cuong Cao Insurance Agency
Commercial
Health
SECURE STM

Short Term Major Medical Insurance
$2 Million Lifetime Maximum Per Covered Person
Just because you don't have health insurance
right now doesn't mean you may not have health
problems. The Secure STM allows you and your
family up to age 65 to purchase quality,
affordable major medical coverage on a
temporary basis. Coverage is provided for
physician services, surgery, outpatient and
inpatient care.

The Perfect Solution...
•Between health insurance plans
•College student or just graduating
•Need a COBRA alternative
•Part-time or temporary employee
•Unemployed or laid off

Special Features...
•$2 Million Lifetime Maximum Per Covered
Person
•Freedom to choose any doctor or hospital
•Unlimited re-applies
•Convenient payment options
•Pay monthly up to 6 or 12 months of coverage
•Single payment discount for 30-180 days
•Lab One Select FAQ
SECURE STM

Short Term Major Medical Insurance
$2 Million Lifetime Maximum Per Covered Person
Just because you don't have health insurance
right now doesn't mean you may not have health
problems. The Secure STM allows you and your
family up to age 65 to purchase quality,
affordable major medical coverage on a
temporary basis. Coverage is provided for
physician services, surgery, outpatient and
inpatient care.

The Perfect Solution...
•Between health insurance plans
•College student or just graduating
•Need a COBRA alternative
•Part-time or temporary employee
•Unemployed or laid off

Special Features...
•$2 Million Lifetime Maximum Per Covered
Person
•Freedom to choose any doctor or hospital
•Unlimited re-applies
•Convenient payment options
•Pay monthly up to 6 or 12 months of coverage
•Single payment discount for 30-180 days
•Lab One Select FAQ
The Secure 12x3 STM

Short Term Major Medical Insurance
Anytime you are without insurance, you are
running a risk. You may not have a health
problem now, but insurance is for the
unexpected. Secure 12x3 STM allows you and
your family up to age 65 to purchase affordable
short-term medical coverage for physician
services, surgery, outpatient and inpatient care
for a temporary period.

The Perfect Solution...
•Between health insurance plans
•College student or just graduating
•Need a COBRA alternative
•Part-time or temporary employee
•Unemployed or laid off

Special Features...
•Includes Rx Drug Card - up to $10 for Generic
Drugs
•$25 per doctor office visit (up to 4 visits per
coverage period)
•$500 Supplemental Accident Option
•Choose any doctor or hospital
•Choice of $500, $1,000, $2,500, and $5,000
deductibles
•Accept payment by: check, money order,
MasterCard, Visa,
Discover or automatic monthly bank draft
•Lab One Select FAQ
The Secure Lite STM

Short Term Major Medical Insurance
Anytime you are without insurance, you are
running a risk. You may not have a health
problem now, but insurance is for the
unexpected. Secure Lite STM allows you and
your family up to age 65 to purchase affordable
short-term medical coverage for physician
services, surgery, outpatient and inpatient care
for a temporary period.

The Perfect Solution...
•Between health insurance plans
•College student or just graduating
•Need a COBRA alternative
•Part-time or temporary employee
•Unemployed or laid off

Special Features...
•$25 per doctor office visit (up to 4 visits per
coverage period)
•Choose any doctor or hospital
•Choice of $500, $1,000, $2,500, and $5,000
deductibles
•Accept payment by: check, money order,
MasterCard, Visa,
Discover or automatic monthly bank draft
•Lab One Select FAQ
Copyright © 2007 Cuong Cao Authorized Agent, CA License 0E27319, All rights reserved.