privacy

OVERVIEW

bayareafarmers.com was designed as an online resource for new and existing customers
to learn about different insurance programs, as a customer service vehicle, and as a
medium for requesting insurance related quotes. Because this platform is disigned on the
world wide web your online privacy is something we take very seriously. This privacy policy
is designed to inform our customers and visitors to our website how we collect and use the
personal information you elect to provide to us.
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*If you are a visitor to our website and you choose to register for our services or provide us with personal
information, you authorize us to use such information as set forth in this privacy policy. *
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bayareafarmers.com COLLECTS ONLY THE INFORMATION NECESSARY
TO SERVE OUR CUSTOMERS

When you visit our website, you may provide us with two general types of information –
personal information that you consciously choose to disclose to us on an individual basis,
and website use information that we collect on an aggregate basis as visitors browse our
website. You may also provide us with the personal information required for us to provide
the services that you purchase from us, however we only request the personal information
necessary to establish and service our customers' email accounts. This may include,
depending on the service/product purchased:

Full name / Date of Birth/ Social Security Number/ Driving History/ Claims History/ Medical
History / Company name/ Mailing Address/ Phone Number/ Credit card account
information for billing purposes/ etc.

We may also collect information such as gender, age, occupation and income. This
information is used in the aggregate only and not on an individual basis, solely to
determine the demographic statistics of those using our website or our services.

You may also choose to provide us with a resume in response to available employment
opportunities that we post on our web site. We only use the information included on your
resume to evaluate you as a candidate for employment.

From time to time, we may use the personal information that you provide to us to notify
you about important changes to our web site, our services or special offers that we think
you will appreciate. If we co-sponsor a special offer with another company and if you
choose to provide personal information relative to the offer, then the information you
provide may be used by both us and the co-sponsor. If you do not want to receive emails
with this type of content, you may opt out by notifying us at
customerservice@bayareafarmers.com.
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USE OF COOKIES

A cookie is a small text document that a web server can store temporarily with your web
browser. Each time you visit a website, that website server asks your computer's browser
for permission to store a cookie on your hard drive in an area specifically designated for
cookies. Cookies are useful for having your computer remember specific information from
a particular website server to be reloaded the next time you surf that server's website.
Cookies help us gather feedback on our website to better serve our customers.

A cookie file is not a secret way for a web server to gain access to personal information
about you or your computer. Each cookie is marked with information about its destination
website server—your computer will not send cookies to any other website server. You may
elect to be notified each time a website server asks permission to store a cookie by
amending certain settings in your web browser so that you have the ability to refuse a
cookie when it is being served.

Our use of cookies is limited to the following:

To learn more about how our visitors use our website by analyzing usage patterns in the
aggregate. We never use information collected from cookies to profile individual visitor
behavior.

To collect information about how advertisements prompt visits to our website. In cases
where a visitor views an advertisement which leads to our website, and subsequently fills
out our visitor profile requesting information about our services, we combine information
about that advertisement collected from cookies with the visitor profile in order to gauge
the effectiveness of various advertising campaigns.

To keep track of the services you purchase from us and to maintain a list of purchases in
your shopping cart.
We may require that you accept cookies in order to access certain of our services or
features available through our services. We do not however, require you to accept
cookies while visiting our website. If you set your browser to refuse all cookies, you can
still enjoy complete access to all areas of our website.
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bayareafarmers.com TRACKS INTERNET PROTOCOLS (IP) ADDRESSES FOR YOUR
PROTECTION

An IP address is a number that is assigned to your computer each time you log onto the
Internet. If you purchase our services, the email messages that you send through our
services typically contain your IP address in the header information of the email message.
IP addresses provide the recipient of your email message with the ability to track your IP
address to your Internet service provider or the location of the computer from which you
sent the email message.
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DISCLOSURE OF INFORMATION

We do not sell, rent, or share your personal information with any unaffiliated third party,
except as necessary to provide our services. We have in the past and may in the future,
enter into strategic partnerships, alliances or other business arrangements with third
parties in order to provide and enhance our services. Certain of these third parties may
have access to your personal information, however have committed to restrict access as
necessary to provide their services to us or to you.

We have chosen a third party to process our credit card transactions in order to provide
enhanced security, reliability and fraud protection mechanisms for your purchases. The
credit card information that you choose to provide during your purchase is maintained in
our credit card processing company's database for accounting and billing purposes. We
do not maintain a copy of your credit card information on our servers.

Under certain situations, we may release your personal information if required by law, or if
we believe the disclosure is necessary to abide by law or to protect our website or users of
our services, or to defend our property. We will only disclose the minimum information that
we are required to disclose.
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bayareafarmers.com MAY MAKE CHANGES TO THIS POLICY

We review this privacy policy at regular intervals and at least annually for compliance with
internal procedures and industry standards. We reserve the right to change to this privacy
policy at any time and may not notify you of such changes. If we change this privacy
policy, we will post the changes on the Privacy Policy link on our website located at www.
bayareafarmer.com so that you will always know what information we collect from you and
how we use it. We encourage you to check our website frequently for updates.
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bayareafarmers.com IS HERE TO HELP YOU WITH YOUR INSURANCE NEED !

If you have other questions about our privacy policy, please send us an email at
customerservice@bayareafarmers.com