| PRIVACY POLICY *Visitors to our web site are not required to register or purchase our services in order to use our web site. * |
bayareafarmers.com was designed as an online resource for new and existing customers to learn about different insurance
programs, as a customer service vehicle, and as a medium for requesting insurance related quotes. Because this platform is
disigned on the world wide web your online privacy is something we take very seriously. This privacy policy is designed to
inform our customers and visitors to our website how we collect and use the personal information you elect to provide to us.
------------------------------------------------------------------------------------------------------------------
*If you are a visitor to our website and you choose to register for our services or provide us with personal information, you authorize us to use
such information as set forth in this privacy policy. *
------------------------------------------------------------------------------------------------------------------
bayareafarmers.com COLLECTS ONLY THE INFORMATION NECESSARY TO SERVE OUR CUSTOMERS
When you visit our website, you may provide us with two general types of information – personal information that you
consciously choose to disclose to us on an individual basis, and website use information that we collect on an aggregate
basis as visitors browse our website. You may also provide us with the personal information required for us to provide the
services that you purchase from us, however we only request the personal information necessary to establish and service
our customers' email accounts. This may include, depending on the service/product purchased:
Full name / Date of Birth/ Social Security Number/ Driving History/ Claims History/ Medical History / Company name/ Mailing
Address/ Phone Number/ Credit card account information for billing purposes/ etc.
We may also collect information such as gender, age, occupation and income. This information is used in the aggregate only
and not on an individual basis, solely to determine the demographic statistics of those using our website or our services.
You may also choose to provide us with a resume in response to available employment opportunities that we post on our web
site. We only use the information included on your resume to evaluate you as a candidate for employment.
From time to time, we may use the personal information that you provide to us to notify you about important changes to our
web site, our services or special offers that we think you will appreciate. If we co-sponsor a special offer with another
company and if you choose to provide personal information relative to the offer, then the information you provide may be
used by both us and the co-sponsor. If you do not want to receive emails with this type of content, you may opt out by
notifying us at customerservice@bayareafarmers.com.
------------------------------------------------------------------------------------------------------------------
USE OF COOKIES
A cookie is a small text document that a web server can store temporarily with your web browser. Each time you visit a
website, that website server asks your computer's browser for permission to store a cookie on your hard drive in an area
specifically designated for cookies. Cookies are useful for having your computer remember specific information from a
particular website server to be reloaded the next time you surf that server's website. Cookies help us gather feedback on our
website to better serve our customers.
A cookie file is not a secret way for a web server to gain access to personal information about you or your computer. Each
cookie is marked with information about its destination website server—your computer will not send cookies to any other
website server. You may elect to be notified each time a website server asks permission to store a cookie by amending
certain settings in your web browser so that you have the ability to refuse a cookie when it is being served.
Our use of cookies is limited to the following:
To learn more about how our visitors use our website by analyzing usage patterns in the aggregate. We never use
information collected from cookies to profile individual visitor behavior.
To collect information about how advertisements prompt visits to our website. In cases where a visitor views an advertisement
which leads to our website, and subsequently fills out our visitor profile requesting information about our services, we
combine information about that advertisement collected from cookies with the visitor profile in order to gauge the
effectiveness of various advertising campaigns.
To keep track of the services you purchase from us and to maintain a list of purchases in your shopping cart.
We may require that you accept cookies in order to access certain of our services or features available through our services.
We do not however, require you to accept cookies while visiting our website. If you set your browser to refuse all cookies, you
can still enjoy complete access to all areas of our website.
------------------------------------------------------------------------------------------------------------------
bayareafarmers.com TRACKS INTERNET PROTOCOLS (IP) ADDRESSES FOR YOUR PROTECTION
An IP address is a number that is assigned to your computer each time you log onto the Internet. If you purchase our
services, the email messages that you send through our services typically contain your IP address in the header information
of the email message. IP addresses provide the recipient of your email message with the ability to track your IP address to
your Internet service provider or the location of the computer from which you sent the email message.
------------------------------------------------------------------------------------------------------------------
DISCLOSURE OF INFORMATION
We do not sell, rent, or share your personal information with any unaffiliated third party, except as necessary to provide our
services. We have in the past and may in the future, enter into strategic partnerships, alliances or other business
arrangements with third parties in order to provide and enhance our services. Certain of these third parties may have access
to your personal information, however have committed to restrict access as necessary to provide their services to us or to
you.
We have chosen a third party to process our credit card transactions in order to provide enhanced security, reliability and
fraud protection mechanisms for your purchases. The credit card information that you choose to provide during your
purchase is maintained in our credit card processing company's database for accounting and billing purposes. We do not
maintain a copy of your credit card information on our servers.
Under certain situations, we may release your personal information if required by law, or if we believe the disclosure is
necessary to abide by law or to protect our website or users of our services, or to defend our property. We will only disclose
the minimum information that we are required to disclose.
------------------------------------------------------------------------------------------------------------------
bayareafarmers.com MAY MAKE CHANGES TO THIS POLICY
We review this privacy policy at regular intervals and at least annually for compliance with internal procedures and industry
standards. We reserve the right to change to this privacy policy at any time and may not notify you of such changes. If we
change this privacy policy, we will post the changes on the Privacy Policy link on our website located at www.bayareafarmer.
com so that you will always know what information we collect from you and how we use it. We encourage you to check our
website frequently for updates.
------------------------------------------------------------------------------------------------------------------
bayareafarmers.com IS HERE TO HELP YOU WITH YOUR INSURANCE NEED !
If you have other questions about our privacy policy, please send us an email at customerservice@bayareafarmers.com
Copyright © 2007 Cuong Cao Authorized Agent, CA License 0E27319, All rights reserved.
Cuong Cao Insurance Agency
Commercial
Company
Health